Light Paperwork for a Home Within Your Reach
Are you worried about getting a home loan just because youโre selfโemployed? Or new ABN? Are you facing challenges at banks for not having upโtoโdate financials? Whether youโre a first-home buyer, investor, or a refinancer in Australia, VOXFIN helps you get funds with fewer documents.
Did you know that you can plan to buy or refinance your own home in Australia even if you donโt have full financials? How? With VOXFINโs top-notch low-doc home loan options in Melbourne and across Australia! Homeowners from around the nation recommend us for arranging low-documentation home loan solutions along with Melbourneโs local expertise.
For a housing loan with low-documentation requirements or a low-doc mortgage loan in Melbourne and beyond, VOXFIN has been the chosen name for many. We match your documentation to the right lender policy, ensuring a clean, faster approval.
Ready to check your options?
Call now to book a 15-minute call with us!
Who itโs for
- Sole traders, company directors, trusts, and contractors
- Rapid growth businesses
- Recently selfโemployed personnel
- Clients with interim financials or irregular income
Required documents (may vary from lender to lender)
- Business bank statements for the last 6โ12 months
- BAS summaries of the last 2โ4 quarters
- Accountantโs declaration
- Lease or rental statements, dividends, and service contracts
Are credit bumps or ATO arrears troubling you?
Why not explore bad credit loans and alternate pathways to approval!
What are the key features of low-doc home loan options
- You can borrow up to 80โ85% LVR, which is higher on niche products.
- You can explore interestโonly or P&I options.
- You can expect debt consolidation and cashโout for business purposes (policyโdependent) โ ask about Refinancing pathways.
- You can expect faster preโapprovals and refinance pathways after a strong conduct for the initial 6โ12 months.
Why partnering with VOXFIN will add value for you
- We focus on structuring your income correctly through genuine savings, addโbacks, rental shading, etc.
- We hunt the right lenders who accept your documentation.
- We navigate credit policy accurately to get it right the first time.
Want to give it a quick start?
Speak to VOXFINโs low-doc specialist now!
What You Need to Prepare
- ATO statusย
- ID
- ABN/ACN details
- Bank statements/BAS/accountant letter
- Details of existing loan statements & liabilities (if any)
At VOXFIN, we help you with a tailored borrowingโpower assessment, followed by a quick shortlist of the most suitable lenders within 24 hours.
How Does VOXFIN Stand Out with Low-Doc Home Loans?
A Network of 40+ Lenders
Our strong network of over 40+ lenders includes banks, non-banks, and specialist lenders.
Faster Approval
Approvals as fast as within 24 hours are our speciality.
Custom-Tailored Solutions
While we handle complex cases that others decline, weโre committed to providing customised solutions to each case.
No Upfront Fees
You have to pay us only when your loan is settled because we donโt charge any upfront fees.
Frequently Asked Questions (FAQs)
Questions and queries related to Home Loans
In Australia, selfโemployed borrowers, including sole traders, contractors, company directors, and trusts, subject to ABN age and overall profile, can apply for a low-doc mortgage loan.
Yes. The low-doc option relies on altโdoc, like BAS/bank statements. VOXFIN chooses a lender that accepts your documents.
Mostly yes, within policy. Itโs all about positioning the purpose correctly to the lender. We will do that.
Get a Free Consultation
info@voxfin.com.au
03 70652000|0435 393 623
The best commercial mortgage brokers in Australia will guide you. Expertย commercial mortgage brokers at VOXFINanalyse your business and cash flow to find tailored solutions for your unique business needs.
We are committed to being with you at every step of your commercial loan process. We keep your best interests ahead of everything by providing solutions powered by solid industry expertise and deep financial knowledge to help you make an informed decision. We work with you to simplify the borrowing process and get you the lowest interest rates on your commercial loan with the simplified loan process.
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