Now Build with Less Paperwork
Our expert Property Development Finance team provides end-to-end assistance for multi-entity or large projects to structure lending.
We recommend this as an ideal option for sole traders, ABN holders, trusts, and companies that require faster approvals, but with flexible verification. At VOXFIN, we ensure approvals as fast as within 24 hours!
Why VOXFIN
- A panel of 40 (banks + specialist nonโbank) lenders
- Multiple lowโdoc pathways, including bank statements, BAS, accountant letters, rental estimates, and lease income
- Progressโpayment structures that match your build stages
- Specialist in complex deals, involving GST, trusts, multiple entities, and residual stock
- No upfront fees
- Excellent client reviews โ 4.9โ ratings on Google and Facebook
Know what you can fund
- New builds, including small residential projects, individual houses, and duplexes
- Vacant land purchase, both with or without permits/plans
- Knockโdown rebuilds, extensions, and major renovation projects
- Construction for investment property or ownerโoccupied
How construction drawdowns work
- Stage-wise release of funds
- Interest is paid only on amounts drawn during construction
- Valuations at key stages that confirm progress
Do you prefer a process with fewer forms?
We do that. The best advantage is that we align your documentation to the lender policy, which means you can move from land to build โ all prepared.
Key Eligibility Parameters for LowโDoc Options
- 6โ12 months business bank statements or BAS lodgementsย
- ATO position, whenever required
- Accountantโs declaration
- Satisfactory project viability โ fixedโprice or costโplus contract, plans, permits
- Contingency and evidence of funds to complete
Rates & LVRs
- Up to 80% LVR on land + construction (higher on caseโbyโcase with risk mitigants)
- Interestโonly during build; switch to P&I on completion or refinance
VOXFINโs Smart tips
- Define the scope early if you want to avoid costly variations
- Keep up to 5-10% contingency
- Make sure to maintain a clean bank conduct and BAS
What are the low-doc requirements for us to start
- Land contract/title
- Building contract & tender
- Plans & permits
- Company/trust docs (wherever applicable)
- ID + lowโdoc income evidence (typically, a bank statement/BAS)
Once the process is completed, we will help you with mapping the refinancing pathway so you benefit from a tidy structure and a reduced rate.
Speak with our expert senior constructionโ
finance specialist now!
Frequently Asked Questions (FAQs)
Questions and queries related to Low-Doc Land & Construction Loan
Get a Free Consultation
info@voxfin.com.au
03 70652000|0435 393 623
The best commercial mortgage brokers in Australia will guide you. Expertย commercial mortgage brokers at VOXFINanalyse your business and cash flow to find tailored solutions for your unique business needs.
We are committed to being with you at every step of your commercial loan process. We keep your best interests ahead of everything by providing solutions powered by solid industry expertise and deep financial knowledge to help you make an informed decision. We work with you to simplify the borrowing process and get you the lowest interest rates on your commercial loan with the simplified loan process.
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